Total exemption from stamp duty on the deed of transfer in respect of the purchase of the first residential property with a value not exceeding RM500,000 by a Malaysian citizen under the National Housing Department`s Rent-to-Own (RTO) programme. The exemption is granted in two stages, i.e. from the real estate developer (PD) to a qualified financial institution (FI) and from the FI to the Malaysian citizen. The exemption is subject to the execution of the following agreements between 1 January 2020 and 31 December 2022, i.e. the sales contract between fi and FI and the RTO agreement between FI and the Malaysian citizen. exemption from stamp duty on the transfer instrument and loan agreement for the purchase of a dwelling worth RM300,001 to RM2,500,000 to Malaysian citizens under the Home Ownership Campaign 2020/2021: exemption from stamp duty on instruments, performed by a rescue contractor or developer, namely a contractor or developer designated or approved by the Minister of Housing and Local Government; to carry out renovation work on an abandoned project. Instruments are loan agreements and transfer instruments approved by the approved financier for the purpose of transferring resuscitated housing from the abandoned project. This applies to instruments executed by the contractor or developer who saves on january 1, 2013 or after January 1, 2013 and no later than December 31, 2020, no later than December 31, 2025. Exemption from stamp duty on all instruments related to the purchase of real estate by a financier for the purposes of retrolocation, in accordance with the principles of Syariah or an instrument by which the financier assumes a client`s contractual obligations arising from a principal purchase agreement. According to the Stamp Duty (exemption) (No. 3) 2020 is a loan agreement intended to finance the purchase of a residential property with a value greater than RM300,000, but not more than RM2,500,000 under the Home Ownership Campaign 2020/2021 (“HOC”), which is concluded between an individual and a licensed lender, exempt from stamp duty…